With banks forced to restrict low deposit home loans, we are focused on helping first home buyers in NZ with our bank and non-bank options for a first time buyers home loan. Our registered and experienced mortgage brokers based in Auckland and operating throughout NZ can work with you to increase your deposit with KiwiSaver and HomeStart grants, a second mortgage or even a guarantor.

Low deposit home loans are creating opportunities for many first time home buyers in NZ to beat the rent trap, and first home buyers are building a new home even though they have minimal savings as a deposit with our help. With just 5% deposit we may be able to assist you with building a new home using a nationally recognised building brand.

We are also looking forward to helping first home buyers to purchase a KiwiBuild home. We continue to follow media/political releases on KiwiBuild progress and we are awaiting lending guidelines from both Bank and Non Bank lenders. Details will be released in our newsletter. Click subscribe to register for this.

If you think your deposit for a first home buyers loan is too small or your bank does not understand your circumstances, contact the friendly and knowledgeable team at First Rate Mortgages today.