What is KiwiSaver?

KiwiSaver is a savings initiative to help set you up for your retirement. Most members will build up their savings through regular contributions from their pay.

KiwiSaver benefits

KiwiSaver has a range of membership benefits including contributions from your employer and the Government, as well as help buying your first home.

  • Member tax credit :
    To help you save, the Government will make an annual contribution towards your KiwiSaver account as long as you are a contributing member aged 18 or over. For Details: Click Here
  • Compulsory employer contributions :
    If you’re eligible, your employer will also contribute an amount equal to 3% of your pay to your KiwiSaver savings.
    For Details: Click Here
  • Savings withdrawal for first home :
    You may be able to withdraw some or all of your KiwiSaver savings to put towards buying your first home.
    For Details: Click Here
  • KiwiSaver HomeStart grant :
    After 3 years of contributing to KiwiSaver, you may be entitled to a KiwiSaver HomeStart grant. The grants are administered by Housing New Zealand and will be paid to your solicitor.
    For Details: Click Here